Godwin Witten Real Estate & Property Managers Cairns

Borrowing Capacity Calculator

How much can I afford?

Monthly Income:

Your net monthly income (gross less tax): $
Your partner's net monthly income (gross less tax): $
Net monthly income from savings account/term deposit, etc: $
Net monthly income from investments/shares: $
Any other monthly income: $

Monthly Expenses:

Household Essentials
Food: $
Clothing: $
Rental: $
Electricity: $
Telephone, include mobile: $
Gas: $
Other household expenses: $
Finance / Debts
Credit card monthly repayments: $
Hire purchase/rental repayments: $
Personal loan repayments: $
Other monthly debt repayments: $
Transport
Public transport: $
Car loan or lease payments: $
Subscription and memberships: $
Fuel: $
Registration & repairs: $
Car insurance: $
Medical
Doctor: $
Dentist: $
Physio: $
Chemist: $
Insurance Policies
Home and Contents insurance: $
Medical insurance: $
Life insurance: $
Other / Miscellaneous Costs
Hairdresser, beauty salon: $
Entertainment (e.g. theatre, restaurants): $
Children's school fees/child care costs: $
Leisure activities (e.g. sporting entry fees): $
Any other expenses: $

Totals:

Total Monthly Income: $
Total Monthly Expenditure: $
The maximum you can afford to repay each month = $